No extra costs

You only pay the normal price of your purchase. There is no interest charged or extra costs applied. Late fees may be charged for missed payments.


How it Works

Laybuy lets you receive your purchase now and spread the total cost over 6 weekly automatic payments. Interest free.

Simply select

at checkout

1.Simply select Pay by Laybuy at checkout.
2. Returning customers only need to confirm the order to complete the purchase.
3. New customers can sign up at checkout and start using Laybuy today.
4. Your order is processed immediately and your payment schedule is established.
5. Only a sixth is due today and the rest is split over 5 weekly automatic payments on the day of the original purchase.


Returns are easy

Simply return your items to the Merchant as normal. Once they receive the products and accept the return they will refund us the full amount due under their returns policy. As soon as we receive the refund from the Merchant we will credit the funds to your nominated debit or credit card and adjust or cancel your payment schedule as necessary.


Missed Payments

If you do fail to make a payment, a default fee of $10 may be charged. Additional failure to make payments will result in further charges being applied to your account. These fees will be incurred for each payment that is late.


Stock and Pre-Orders

Pr-order products and out of stock items wont be shipped untill stock is recieved, please confirm with me before placing your order.